Alberta Private & Alternative Mortgage Lending

Real Options for Real People; Real Fast

NOW Mortgage helps Alberta homeowners find private and alternative financing when conventional lending doesn’t fit — starting with a free, no-obligation review.

No credit check to start No obligation Private & confidential Alberta licensed brokerage
Home Equity Estimator

How much equity could you access?

Enter a few numbers to see an illustrative private mortgage range. This is an estimate only, not an approval or commitment to lend.

Enter your property value to see an estimate.

Illustration only. Maximum LTV, rate, fees, payment and loan amount vary by lender, property, location, credit profile and file details. Additional lender, brokerage, legal, appraisal and third-party costs may apply.

Let us help you

Find the option that matches your situation.

Whatever brought you here, our team reviews the full picture before recommending a path forward.

🤝

Divorce & Separations

Mortgage options when a marriage or common-law relationship is ending and the family home needs to be refinanced or bought out.

Learn More →
💳

Consolidation & Refinancing

Combine higher-interest debt into your mortgage or refinance into a structure that fits where you are now.

Learn More →
🌾

Agricultural Options

Financing for farm, ranch and acreage properties across Alberta.

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📜

Death & Estate

Mortgage and equity options for executors and beneficiaries settling an estate.

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🏡

Reverse Mortgages

Access your home equity in retirement without a monthly mortgage payment.

Learn More →
Social proof

Talk to a real mortgage specialist.

Private lending is often considered during a stressful or time-sensitive situation. The first step should be clear, confidential and practical.

★★★★★
“Jayden & Mark were very helpful to us.”
Imelda Calapre · Google Review View review
★★★★★
“Very fair and kind individual I dealt with. Transaction was painless and very quick.”
Robert Lavallee · Google Review View review
Who reviews your file

A real team, not a call centre.

Your inquiry is reviewed by licensed mortgage professionals based in Alberta — the same people who will call you back.

Jaden Shermack, Mortgage Associate at NOW Mortgage
Jaden Shermack
Mortgage Associate
Tim Larson, Mortgage Associate at NOW Mortgage
Tim Larson
Mortgage Associate
Mark Berry, Principal Broker at NOW Mortgage
Mark Berry
Principal Broker
Frequently asked questions

Common questions about the estimate above.

Do I need a credit check to use the estimator?+
No credit check is required to use the calculator or request an initial estimate. A full application may require consent and a credit review depending on the lender.
How is a private 2nd mortgage priced?+
Rates, fees and terms vary by lender, property and file. The estimator above shows illustrative figures based on typical current private 2nd mortgage pricing — a broker will confirm what actually applies to your file.
Are you a licensed mortgage brokerage?+
Yes. NOW Mortgage is a division of Dependable Mortgage Solutions Corp., an Alberta licensed brokerage.
What situations do you typically help with?+
Common situations include debt consolidation, divorce and separation, agricultural and acreage financing, estate financing, reverse mortgages, and general private 2nd mortgages when conventional lending doesn’t fit. See the section above for details on each.
Is my information kept confidential?+
Yes. Your information is reviewed privately by our team and we do not sell your information. See our Privacy Policy.